Microsoft Excel – SpreadsheetSolving

Spreadsheetsolving.com’s compilation of free, customizable, printable math worksheet generator spreadsheets

With summer starting, we thought it would be helpful to put all of our math worksheet generator spreadsheet posts into one (somewhat) organized list. We’ve been creating these spreadsheets over the past three years to help supplement math learning for our own kids.

Note that all of these spreadsheet generators are done in Microsoft Excel. In order to use the free Google Sheets software, you can download and save the .xlsx file onto your computer, go to Google Sheets, and then hit File->Import-> Upload, and select the file. It might need some minor formatting/fitting to print.

Math Worksheets

General Math Worksheet generator – allows parent to set the maximum number size, and what operation, generates a random math worksheet: random math worksheet

Fill in the blank Math Worksheet generator – similar to the prior math worksheet, but instead of figuring out the sum in a standard (addend + addend = sum) problem, one of the three is randomly blank and the student fills in the blank: Math Worksheet generator

Division Math Worksheet generator – the logic and format for a division math worksheet generator was slightly different from the previous: Division Math Worksheet

Addition and Subtraction Math Facts speed spreadsheet – similar to the general purpose spreadsheet but designed to be a speed test of addition and subtraction math facts: Addition and Subtraction Math Facts Speed Worksheet

Number sequence pattern math worksheet generator – here you have a sequence of numbers and can choose spacing, number size, number of blanks for the student to fill out: Number Sequence Pattern Math Worksheet

Math Dice style worksheet – students try use math functions on the randomly generated input numbers to get to the answer number: Math Dice Worksheet

Practice with time math worksheet generator: Time Math Worksheet

Math word problem worksheet generator – this one is a bit crude, but perhaps someone could expand upon it: Math Word Problem Worksheet

Printable Flash Cards

General Purpose Flash Cards with user input and double sided printing: https://spreadsheetsolving.com/create-and-print-physical-flash-cards-with-this-microsoft-excel-template/

Addition and subtraction with math facts under 20 – Here we use our general purpose flash cards spreadsheet and enter in some math facts that students should have memorized: https://spreadsheetsolving.com/printable-math-facts-flash-cards-for-single-digit-addition-and-subtraction-with-carrying/

Multiplication Flash Cards: https://spreadsheetsolving.com/printable-multiplication-flash-cards-spreadsheet/

Division Flash Cards: https://spreadsheetsolving.com/printable-division-facts-flash-cards-spreadsheet/

Printable Division Math Worksheet Generator Spreadsheet

Today we’ll build a dedicated division spreadsheet, where we set parameters for the problems and print an unlimited number of different division worksheets.

The inputs we’ll allow the user to enter are the maximum dividend (number to be divided) size, the maximum divisor, and whether or not we want to have the answers be able to have remainders.

So if the user selects yes or “y” for the remainder, the problem is relatively simple – we’ll have a random number for the answer between (1,100) for the dividend, and then a random number between (1,10) for the divisor.

If the user selects “n”, we’ll have a random number between (1,10) for the divisor, and then a random number between 1 and the max dividend/current divisor for the answer, then we’ll multiply the answer by the divisor to get the dividend.

Here’s how it looks like in full:

You can download the printable Microsoft Excel file here:

Division-Math-Worksheet-Generator Download

A 2019 update of our House Rent vs Buy IRR Spreadsheet

This post will be a quick update to our original buy vs. rent spreadsheet post, given changes in the economics of housing due to the Tax Cuts and Jobs Act from late 2017. First, a quick review of how the original sheet worked: we had taken the main costs and benefits of home ownership as inputs and calculated what IRR you effectively were earning on your down payment:

Major changes to the spreadsheet include:

1. Mortgage interest is now only deductible for the first $750k. We adjust the formula for the tax benefit of the mortgage interest deduction to include an if statement that checks if the mortgage balance is above $750k. If so, the tax benefit is limited to deducting interest on the $750k.

2. The value of the property tax deduction is likely lower due to the cap on state, local, and property tax deductions at $10k.

3. The standard deduction is much higher: $24k for a married couple for 2019 versus $12,700 in 2017. This makes it more likely people end up just taking the standard deduction, which means the property tax deduction is not used, or could make the part of the mortgage interest that is under the $24k cap not useful.

We’ll work on both of these problems together, with some simplifying assumptions. First, we’ll ask users to input their income, average tax rate, and other federal tax deduction items (charitable giving, etc), and whether they are married. This will give a sense of whether they were already at the $10k SALT cap, and therefore implies the property tax deduction wouldn’t be worth anything to them. Also, only the portion of the mortgage interest that puts the user above the standard deduction is worth anything, so we add that logic in as well:

(36 hours later…)

Okay, we kept running into complicating factors, and the formulas we’re now using for the mortgage and property tax deductions have gotten very convoluted (check out the formula below that calculates what portion of the mortgage interest deduction is not really a marginal benefit because it was needed to put you over the standard deduction). Here’s what we have, rather than try to explain it step by step, try walking through it yourself, or if you have a better solution, let us know!

Check out the spreadsheet here: home buy vs rent complex 2019 update

How much “should” house prices be down in California?

An application of our IRR based Buy vs Rent spreadsheet

Based on a casual look at the economy, things are going pretty well – unemployment is down and GDP growth is strong. So it would seem to make sense that U.S. home prices are up about 3.5% so far this year, right?

But if we rewind the clock by a year, many of the economic factors involved in owning a home in the U.S. have gone the wrong way:

Mortgage rates are up to 4.41%, from 3.77% exactly one year ago for 30Y fixed.
Mortgage interest is only deductible up to $750k in principal, down from $1 million one year ago.
Federal marginal tax brackets are slightly lower (making the value of the mortgage interest deduction smaller)
State and local taxes (including property taxes) are now only deductible up to $10,000. (although this is complicated by the possibility you were paying AMT last year and weren’t able to fully deduct state and local taxes anyways…)

Let’s use a spreadsheet to compare the values of three hypothetical houses in California – today versus from one year ago – based on changes in mortgage rates, marginal tax rates, and mortgage interest deductibility requirements. Continue reading “How much “should” house prices be down in California?”

What’s the expected value of your Powerball ticket?

As the Powerball jackpot grows to over $300 million, we start to wonder if maybe buying a ticket is “worth it.” While the lottery is “worth it” in that ticket sales goes to things like state education, buying tickets is typically not worth it for yo because the projected payoff is far less than the ticket price. Continue reading “What’s the expected value of your Powerball ticket?”

How much money do you need to retire?

As mentioned before, we love browsing through the questions and answers on Quora. Every Quora session reveals financial success stories, inside views into jobs and companies, and some practical life advice.

One topic that comes up frequently is how much money one needs to stop working. That is a question that spreadsheets are well-suited to solve! Let’s build our Financial Freedom Spreadsheet Calculator. Continue reading “How much money do you need to retire?”

The “360 spreadsheet” for teachers and educators

We first heard of the 360 spreadsheet from the book Hacking Education: 10 Quick Fixes for Every School by Barnes and Gonzalez. This post* (and more to come) will cover how spreadsheets can be a tool for those with a love of teaching, learning, and inspiring others.

A 360 spreadsheet is a simple tool that provides teachers with a more complete, “360 degree” view of each student. Basically, it allows them to get to know their students on a deeper level, all in one place. We created a slightly enhanced version of the 360 spreadsheet in Google Sheets, which has many benefits. We’ll show you how we added new features to this spreadsheet, which you can download below. Continue reading “The “360 spreadsheet” for teachers and educators”

Play Jeopardy at home with this Mobile Spreadsheet

This is the third in our three-part series of designing spreadsheets entirely on our mobile devices. Part 1 was a New Year’s resolution keeper and Part 2 was a weighted lottery to make a group decision on where to go for lunch. Today we’ll build a spreadsheet on the iPad that allows you and your friends to play along with the Jeopardy TV show, all while keeping score for a friendly competition.

Continue reading “Play Jeopardy at home with this Mobile Spreadsheet”

Keep New Year’s Resolutions with Spreadsheets

What are your new year’s resolutions? As in most cases, coming up with the goals is easy…but achieving them is another story! According to a Forbes article published a couple of years ago, only 8% of Americans achieve their resolutions. How can we keep our resolutions? Can we be better at goal-setting? As an organizational and prioritization tool, spreadsheets can keep us accountable and help us reach our goals. In our busy lives, it can be a challenge to keep track of and prioritize everything we set out to do. Spreadsheets can help by making us better managers of our lives. Continue reading “Keep New Year’s Resolutions with Spreadsheets”

Will you pay more or less under the Trump Tax Plan?

After nearly a year and a half after the candidates first declared their intention to run for the Presidency, we have now elected a new President. Trump’s Presidency was a surprise to many, and with Republicans in control of both the House and Senate along with the Presidency, major changes could be possible.

One of those changes could be taxes, where Trump has proposed a tax system with three tax brackets of 12%, 25% and 33% and an increase in the standard deduction to $30k for joint filers, while also eliminating exemptions for dependents. We wondered: roughly how would taxes change for any given level of income, filling status, and number of family members? This is a problem spreadsheets are well suited to solve! Continue reading “Will you pay more or less under the Trump Tax Plan?”

Monte Carlo Simulation – Fantasy Football playoff predictor

How likely will you make the fantasy football playoffs? It’s week 11 of the Fantasy Football season, which means there’s only three more weeks until the Fantasy Football playoffs. All your hard work up to this point – drafting your team, closely following daily fantasy football podcasts and injury reports, and agonizing over who to play in your Flex spot – rests upon what happens in these next few weeks. Continue reading “Monte Carlo Simulation – Fantasy Football playoff predictor”

Build a sports league power ratings spreadsheet

Need a way to track results and calculate power ratings for your tennis, ping pong, chess, or video and board game leagues?

As you might guess from much of the content posted over the past couple years, we at Spreadsheetsolving are huge fans of sports and games. There’s something about competition that sharpens the senses and motivates you to do your best. There’s also something satisfying about there being a clear winner and a loser when the game is over.

So what can you do when you’ve organized a group to play tennis, ping pong, magic, etc. and you want a system to track results and assign people ratings based on their match histories?

Continue reading “Build a sports league power ratings spreadsheet”